Programme

Financial markets are at the peak of the transformation process and exert increasing influence on the development of the digital economy. Key changes include the creation of new ecosystems, strategic alliances, and innovative start-ups. New services are created on the basis of platforms for remote identification, fast payment systems, Open API, financial products and service marketplaces, and new platforms based on distributed registries and cloud technologies. What will the financial markets and services of the future look like? How can one ensure equal conditions for all market participants and promote competition in the financial sector? What trends in the financial technology market will become catalysts for the most significant changes?What fintech projects will be the most successful?

Moderator
Ilya Doronov, Chief Executive Officer, RBC TV

Panellists
Alla Bakina, Director, National Payment System Department, Bank of Russia
Tatyana Zharkova, Managing Director, FinTech Association; Chair, Expert Council of Financial Market Participants on Evaluating Innovative Financial Services and Technologies (formed at the initiative of the Bank of Russia)
Alexey Malinovskiy, Сhief Executive Officer in Russia, Mastercard
Viktor Nikolaev, Member of the Management Board, Otkritie FC Bank
Artem Yamanov, Senior Vice President, Business Development Director, Tinkoff Bank

Alla Bakina

Director, National Payment System Department, Bank of Russia

Professional Experience

1992–2014 worked at various positions in PJSC ROSBANK (Société Générale
group), providing organisational and operational support of the bank and its regional branches.

Since 2014, Ms. Bakina is the Head of the National Payment System Department in the Bank of Russia. She supervises the National Payment Card System as well as projects on the advanced Bank of Russia payment system and the system of financial messages transmission, ISO 20022 financial messages implementation. She is responsible for analysis, development, regulation, oversight, and supervision in the national payment system, the Bank of Russia payment system, organisation of state payments, administration of budgets incomes.

Education

Graduated the Financial University under the Government of the Russian Federation with honours.

Tatyana Zharkova

Managing Director, FinTech Association; Chair, Expert Council of Financial Market Participants on Evaluating Innovative Financial Services and Technologies (formed at the initiative of the Bank of Russia)

Develops the key areas of the FinTech Association and is in charge of the company’s operational management.

Professional Experience

Started career in 1994 at Stolichny Joint Stock Commercial Bank.
From 2001 to 2011, Ms. Zharkova took management positions in such banks as Menatep St. Petersburg, Russian Standard and Stolichny. Took part in the creation of Rusfinance Bank. As the Head of the Retail Business Department at KMB-Bank, Ms. Zharkova was in charge of the business model transformation (from January 2010 – Inteza Bank).
In 2011, Ms. Zharkova became the Chairwoman of the Executive Board at Volkswagen Bank RUS Ltd., where she adapted the global strategy of the Volkswagen Financial Services AG international group for the Russian market.
From 2014 to 2016,served as Senior Vice President at Globex commercial bank, where she was in charge of the transformation projects on business development (systems of remote banking services and mortgage, credit container creation, regional network reorganization).
In spring 2016, became Deputy CEO at AK BARS bank, where she was in charge of retail business development, headed the committee on retail products development, was a member of the committee on managing credit and debit and Advisor for strategic development.
In October 2017, Ms. Zharkova was appointed as Managing Director of the FinTech Association created with the participation of the Bank of Russia. She is in charge of the developing and implementing new financial and banking instruments as well as coordination of the Association members’ activity.
Since May 2018, she has been approved as Chairwoman of the Expert Council of the financial market participants on evaluating innovative services and technologies formed under the initiative of the Bank of Russia.

Education

In 1995, graduated from the Plekhanov Russian Academy of Economics with honours majoring in Finances and Credit.
In 2015, graduated from the ‘Independent Director’ program at the Lomonosov Moscow State University, Higher School of State Management.
Holds a PhD in Economics.

Alexey Malinovskiy

Сhief Executive Officer in Russia, Mastercard

Alexey Malinovskiy is responsible for the development of Mastercard’s business in Russia, one of the largest European markets with a fast-growing cashless economy and payments industry.
Mastercard brings cutting-edge global technologies and innovations, increasing share of electronic payments and spreading financial literacy in Russia. With Mastercard, Russian people get access to convenient, simple and secure solutions. For instance, the company was the first to introduce contactless payments with a smartphone and other devices to the market, launched multiservice cards, which created a basis for the infrastructure development of smart cities and regions.
Alexey has been a part of Mastercard management team since 2010. He has been working in more than 20 Central and Eastern European markets, Turkey, Israel and CIS. He has served as President of Mastercard Members’ Association and represented Mastercard on the Board of the Russian National Payment Council since 2012.
Before joining Mastercard, he worked for more than 15 years in a number of Russian and international companies in the high-tech sector. Graduated with a degree in Applied Mathematics from Moscow Aviation Institute.

Artem Yamanov

Senior Vice President, Business Development Director, Tinkoff Bank

Artem is in charge of business development at Tinkoff. He has been with the company every step of the way, starting his career as head of products at Tinkoff and growing with the company into his current role of senior vice president. Before joining Tinkoff, he held various positions at Russian Standard Bank and Raiffeisen Bank, including overseeing credit card operations in Russia.
Artem holds a Master’s degree in Applied Physics and Mathematics from the Moscow Institute of Physics and Technology.